Home Loans
Should You Prepay Your Home Loan or Invest the Money?
A bonus in hand raises an old question: pay down the loan or invest? A clear way to compare a guaranteed saving with an uncertain return.
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Financial Guides
Practical, plain-English explainers to help you borrow smarter, repay faster and plan with confidence.
Home Loans
What Happens to Your Home Loan When Interest Rates Change
Floating-rate home loans move with the market. See how a rate rise or cut changes your tenure or EMI — and what you can ask your lender for.
Home Loans
Reduce EMI or Reduce Tenure? How to Choose After a Home Loan Prepayment
When you prepay a home loan, your lender asks whether to lower the EMI or shorten the loan. Here is what each option really costs, with worked numbers.